I believe mobile devices will replace conventional wallet including cash, loyalty cards, ticketing card for public transportation etc. One tool may be used for a lot of purposes with same user experience.Are you ready for use mobile phone to do payments when it s possible? What are the most important situations where you want to use mobile phone for payments? I think that Single Sign - On authentication with mobile phone can enlarge user experience in new level really.
http://realtimeeconomy.net/blogs/show/1/4/92/Mobile_wallet_-_Antti_Seppala
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